> ## Documentation Index
> Fetch the complete documentation index at: https://berachain-422fce37-codex-update-mintlify-mcp-description.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.
# Borrow & Repay
> Supply collateral, borrow HONEY, monitor LTV/LLTV, and repay to withdraw collateral on Bend.
Follow these steps to supply collateral, borrow \$HONEY, and repay to free your collateral.
## Requirements
* Wallet with collateral (WETH, WBERA, WBTC, etc.) listed on [Bend](https://bend.berachain.com/borrow)
* Native \$BERA for transaction fees
If you don't have collateral, swap on [Berachain Hub](https://hub.berachain.com/swap).
## Supply collateral and borrow
Supply $WBERA as collateral and borrow $HONEY.
Go to [Bend](https://bend.berachain.com/borrow) and connect your wallet.
Choose a market where you can supply collateral. This guide uses \$WBERA.
1. Select **Borrow**
2. Enter the \$WBERA amount to supply as collateral
3. Click **Review** to open the confirmation modal
1. Approve the market to spend your \$WBERA
2. Supply \$WBERA as collateral
You should see your supplied collateral and total value in the market.
1. Enter the \$HONEY amount to borrow
2. Keep borrow below the LTV limit to avoid liquidation
3. Click **Review** to confirm
Approve the borrow in your wallet.
You should see your borrowed \$HONEY and its value in the market.
Monitor your position. If your LTV exceeds the Liquidation LTV (LLTV), your position can be liquidated.
## Repay and withdraw
Repay $HONEY and withdraw your $WBERA collateral.
1. Select **Repay**
2. Enter the \$HONEY amount to repay
3. Enter the \$WBERA amount to withdraw
4. Click **Review** to open the confirmation modal
Confirm the repayment in your wallet.
You should see a zero balance after the repayment.
You have now supplied collateral, borrowed \$HONEY, and repaid to withdraw your collateral on Bend.